HSA
Maximize Your Health Benefits
Provide your team with a Health Spending Account, tailored to cover their essential health expenses. Ensure your employees have the support they need to thrive.
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Advantages of Health Spending Accounts (HSAs)
Employee Control
Employees control their HSA spending within employer-set categories, allowing them to choose services that best meet their individual healthcare needs.
Enhanced Employee Satisfaction
Offering versatile HSAs boosts employee morale and retention by supporting their health and wellness, leading to a more engaged and productive workforce.
Understanding HSA & WSA
Combined or Individually
GoKlaim Adapts to Your Needs
HSA
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HSAs cover a wide range of CRA-approved medical expenses, including prescription medications, vision care, and some alternative therapies, ensuring comprehensive support for employees' health needs.
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List of expenses must align with guidelines set by the Canada Revenue Agency (CRA).
WSA
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Covers beyond health, including fitness, professional development, and home office setups.
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Employers can create custom categories to suit the unique needs of their team.
Health Spending Flexibility
HSA Coverage
Medical Expense
Ambulance services, hospital services, doctor consultations, surgeries, diagnostic tests, etc.
Dental Care
Exams, cleanings, fillings, crowns, orthodontics, periodontics, etc.
Vision Care
Exams, prescription glasses, contact lenses, laser eye surgery, etc.
Paramedics
Chiropractor, dietitian, osteopath, podologue, etc.
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GoKlaim HSA Benefits
Why Choose GoKlaim for Your HSA?
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Add Dependents
Include family members for comprehensive benefits.
Rollover Funds
Carry over unused balances to next year.
Custom Categories
Tailor HSA plans to meet team needs.
Real-Time Expense Reports
Download expense reports instantly, anytime you need.
Client Success Stories
What Are They Saying About Us?
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Sean
Chief Product Officer
We were initially planning to go for group insurance, which was costly for a small company like us, but GoKlaim helped us get the benefits we actually want and also ensured our costs were managed effectively.
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Martin
Financial Director, Gestisoft
The GoKlaim app was easy and quick to deploy, and its use is just as seamless! It’s a breeze for both users and administrators. I highly recommend it without hesitation!
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Valérie
Human Resources Consultant, Caerha services RH
I've implemented GoKlaim for clients, and the platform is user-friendly and efficient. It's a perfect Quebec-based solution for small businesses offering personalized perks that employees love. The service is flawless!
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Carolyne
Drummondville Sports
This app is remarkably simple, allowing everyone, even those less skilled, to use it easily. Additionally, the speed of refunds is incredible, ensuring a smooth and efficient user experience!
FAQ’s
Quick Questions You May Have
What is a Health Spending Account (HSA)?
An HSA is a flexible account that allows employees to cover eligible health expenses using allocated funds, providing significant savings and flexibility in healthcare spending.
What expenses are covered under an HSA?
HSAs cover a wide range of health expenses approved by the Canada Revenue Agency (CRA), including Medical expenses, Paramedics, Eye care and Dental care, and more.
Can unused HSA funds be rolled over?
Yes, unused funds in an HSA can roll over from year to year, ensuring that employees do not lose their benefits. We can carry forward the balances for up to 1 year; after that, they expire automatically. Employers can choose not to carry over and make the balances expire simply.
Can employees use HSA funds for family members?
Yes, employees can use HSA funds for eligible expenses incurred by their dependents if the employer allows it.
How do employers obtain expense reports?
Admins or employers can download expense reports in real-time for any given dates via the admin platform.
Ready to Transform Your Benefits Experience?
Book a Meeting or Send Us Your Queries!